Dave is a Principal Consultant and joined cfX in 1997. He is an MSRB-qualified Municipal Advisor Representative. Mr. Breitenbach manages a group responsible for the operation of complex parity cash flow models, redemption optimization, preparation of arbitrage rebate, mortgage yield and universal cap compliance computations, bond yield computations, performance reporting and other general analytics using cfX technology. Prior to joining cfX in 1997, he worked as a financial analyst at Goldman, Sachs & Co. Mr. Breitenbach holds an M.B.A. in Finance from the University at Albany and a B.S. in Business Administration from New Hampshire College.